Editor

Benjamin Yamb

University of Douala, Cameroon

e-ISBN: 978-605-2132-47-0
Publishing Date: December 15, 2019
File Size: 3,442 MB ‎
Length: xvi + 158 pages (PDF)
Language: ‎ English
Dimensions: ‎13,5 x 21,5 cm

This Book is completely open access. You can freely read, download and share with everyone.
(Ch.1) In a situation of bank credit rationing, SMEs have the most recourse to short-term financing. In order of preference, these include tontines, microfinance institutions, business-to-business loans, carers, friends’ helpers, current associate competitions, leasing institutions, associations, and associations, increase in capital. This order corresponds almost to the most sought after alternative financing methods. There is therefore a financial equilibrium problem when it comes to meeting the long-term and medium-term needs of SMEs. To respond to this concern, we have proposed alternative financing methods to SMEs, specifying their order of preference, which SMEs can use in rationing bank credit. Other proposals for banks and public authorities have also been made to improve bank financing for SMEs.
(Ch.2) Cocoa activity in Meme Division for decades has greatly contributed in the organisation of rural population as well as landscape in the area. This is remarkable in the distribution patterns of local labour forces on cocoa farms after post colonial era. In similar way it has also influence the social, economic and political characteristics of local development in Meme Division since independence. Despite many opportunities from the activity the sector remains questionable. The chapter examines and analyses the contribution of cocoa production to local development in Meme Division as well as the nature of labour practices in the sector. A random sampling technique of one hundred and fifty (150) cocoa producing households in thirty villages was adopted. The issues raised by the respondents was statistically analysed after investigation. Results show that cocoa production is one of the sources of national and households’ income. It has also accounted for the development of solidarity farm working groups. From which four labour patterns are created: family, hired, force, and voluntary labours. These solidarity groups are mostly youth representing 60% of labour force as against 40% for adults’ workers on cocoa activities. Conclusion shows that Meme Division is the best sample to evaluate the role of cocoa activity in the organisation of local population, labour distribution pattern on cocoa sector as well as local development.
(Ch.3) The author attempts to use the Mookherjee and P’ng model to analyse corruption as an important explanatory variable of the sustainable management crisis of the forest in Cameroon. The analysis of fieldwork date indicates that the government of Cameroon does not have incisive and dissuasive instruments advocated in the latter model to eradicate corruption. The author therefore encourages the government to utilise these instruments to attempt to reduce the above crisis.
(Ch.4) This chapter describes, from an observation of five cases of local markets in Africa, how informal organizations are being formed and perpetuated. It appears that the stability and sustainability of a given informal organization are determined by some factors, apart from profitability or the comfort of a professional situation. The implementation process and the informal coordination guarantee the stabilizing dynamics in how these markets operate.
(Ch.5) This chapter attempts to assess the extent of the phenomenon, then to discuss the relevant explanatory variables, and finally to examine the efforts of the fight against corruption. A tentative conclusion is that the failure of the fight against the phenomenon is explained by the fact that the variables that best explain the phenomenon in the implementation of control strategies are not taken into account. In particular, the analysis indicates that an adapted control policy should be based on salary increases and the strengthening of control and sanction policies.
(Ch.6) The microfinance, a financial inclusion factor does not seem to effectively play its role of a bank for the poor in Cameroon. The success story of the Grameen Bank’s microfinance model leads to draw some lessons for the Cameroonian financial system. From this model of successful microfinance conceived by Mohammad Yunusin Bangladesh in the 1970’s, we have conducted a comparative study of the practice of microfinance within the Grameen Bank context and Cameroon. From it, there are some principal lessons which show how micro credit supply to the poor can be improved in Cameroon.
(Ch.7) Work in a simplistic way is considered as an activity allowing an individual to receive a remuneration that can allow the latter to support oneself. However, during the European occupation in Kamerun, a distinction can be made between employees who worked in plantations of cash crops which were poorly remunerated. And administrative employees, beside them, there were also mission’s non-employees that worked for nothing according to the will of God. This was therefore valid wherever Europeans and Christianity were passing. Today, International Labour Organization has redefined working conditions on a redevelopment that will enable people to live on the fruits of their labour, even if the notion of surplus value persists.
Preface
 
Chapter I
Banking credit rationing and alternative financing methods for SMEs in Cameroon
Noé NDJECK & Benjamin YAMB
Introduction
Literature review
Methodological aspects and descriptive statistics
Determining the sample size; Characteristics of the sample; Econometric model and study variables.
Presentation of findings
Discussion
An alternative financing structure for SMEs; Proposals for improving bank financing for SMEs.
Conclusion
References
 
Chapter II
Labour distribution patterns on cocoa farms and economic development in Meme Division South West Region of Cameroon
Johnson MODIKA
Introduction
Geographical and methods framework
Geographical location; Methods; Definition of terms and conceptual framework.
Results and discussion
Labour practices on cocoa activities across Meme Division; Employment ratio according to cocoa activities; Contribution of cocoa production to socio-economic development.
Conclusion
References
 
Chapter III
Corruption and the crisis of a sustainable management of the forest in Cameroon: An empirical investigation of the  Mookherjee and P’ng model
Simone Maxime BIKOUE
Introduction
The model
Staging the actors; How bribery occurs.
The empirical analysis
The forest management system in Cameroon; The results of the investigation.
Conclusion
Notes
References
 
Chapter IV
Local markets in Africa: Implementation process, organization, social dynamics and microenterprise potential in a poverty context: Case study of Cameroon
Pierre Emmanuel NDEBI & Marcel DAMA DIE
Introduction
The local market in Africa: Towards a given definition
Implementation’s foundations and local markets’ sustainability in Africa: The case study approach
Local markets: From apparent disorder to a stable organized reality
Space organization; The sociological organization or local markets’ dynamic’s base.
Discussion and conclusion
References
 
Chapter V
 Corruption in Cameroon: How to measure the phenomenon, the explanatory variables, and the fight against corruption
Oscar BAYEMI, Bakiti BA MBOG & Ebo’oh Ntjen DESIRE
Introduction
Limits of global and sectoral measures of corruption in Cameroon
Global indicators; Sectoral indicators.
The question of the explanatory factors of the various global and sectoral rankings of corruption
Reducing corruption
Conclusion
References
  
Chapter VI
Microfinance: Can the Grameen Bank Model be transferable to Cameroon?
Oscar ASSOUMOU MENYE, Jean Louis EKOMANE,
Robert TUEBOLA, & Innocent AGHA
Introduction
The practice of microfinance in Cameroon: Is there hope for the poor?
Acute asymmetric information surrounding the microfinance institution; Opportunist behaviors and weaknesses of microfinance institutions; The counter-productive practices of MFI’s in Cameroon; The tendency of inexorable financial eviction of the poor.
Methodology of analysis
Reminder about the main problem; The justification of the qualitative step; Putting in place of this step.
The Gramen bank experience: What lessons for Cameroon?
The Grameen bank: a model to imitate?; The keys of success of the Grameen bank; Lessons to learn by Cameroon and the CEMAC Zone; Microfinance and the perspective of economic emergence in Cameroon.
Conclusion
References
 
Chapter VII
Work under European domination in Cameroon: From protectorate to independence
Paul MPake NYEKE
Introduction
The salary conditions of Cameroonians since the arrival of Europeans in plantations and in administration
In agricultural plantations; In administration and others.
Salary conditions in religious congregations: The case of the Catholic Church
Divine reward; The school kids; The sixa (sisters); The workers.
Consequences of labour distribution and disparities under European administration
Conclusion
References

Benjamin Yamb

University of Douala, Cameroon

Benjamin Yamb is professor of economics and statistics at the Advanced School of Economics and Commerce at the University of Douala in Cameroon. He was Head of International Trade and Management Department for almost 10 years (2003-2013) where he set up the professional master degree in International Trade and Supply Chain Management. He holds a Master degree in Economics (University of Montreal, Quebec Canada), a master degree in Statistics (The American University Washington DC) and a doctorate in economics (University of Paris 1 pantheon Sorbonne). He is the author of several publications in local and international journals. He has served as a consultant in many international organizations, such as the European Union where he set up a system for collecting, processing and analyzing commercial data in Chad. His areas of interest are financial macroeconomics including exchange rates, governance models in this case in developing countries and discrete choice statistical models.

Related EconPedia Items

Upcoming Books